AMFI · ARN-184144Google Rating · 4.5/5.0 (19 reviews)2100+ Active Clients5500+ Active SIPsBased in Chandigarh
Stop Guessing. Start Engineering Financial Freedom.

It's all aboutMoney

Backed by a ₹ 1,000+ Cr planning legacy, we design tailor-made wealth strategies using meticulous Japanese principles of precision.

“
“I uploaded my CAS expecting a sales pitch. I got a detailed report explaining exactly what I was getting wrong. That kind of honesty is rare.”
Priya MehtaSenior Product Manager
AUM Advised
₹ 1000 Cr+
Asset Under Management
Stop Guessing. Start Engineering Financial Freedom.
Hours · Mon-Sat, 9am-7pm
SCO 28-29-30, Sector-9D, Chandigarh
bhavesh.garg001@gmail.com
Advisor · Bhavesh Garg
Stop Guessing. Start Engineering Financial Freedom.
Hours · Mon-Sat, 9am-7pm
SCO 28-29-30, Sector-9D, Chandigarh
bhavesh.garg001@gmail.com
Advisor · Bhavesh Garg
Stop Guessing. Start Engineering Financial Freedom.
Hours · Mon-Sat, 9am-7pm
SCO 28-29-30, Sector-9D, Chandigarh
bhavesh.garg001@gmail.com
Advisor · Bhavesh Garg
Trusted across 20+ cities around the Globe

2100+ investors are building wealth with us

2100+
Investors served
₹ 1000 Cr+
Asset Under Management
4.5/5
Google Reviews (19+)
5500+
Active SIPs
Our story
Advisory team
Senior advisor
2021Founded

VSN Financial Services

VSN Financial Services was born out of a desire to replace cookie-cutter financial advice with data-driven blueprinting. Transitioning from an engineering background, I realized that true wealth management requires the same meticulous design, structural integrity, and long-term vision as building a high-performance machine. By blending standard market insights with goal-based planning precision, we established a firm dedicated to protecting and scaling family legacies across generations.

To engineer bulletproof financial freedom for elite professionals and NRIs through rigorous, tailor-made wealth strategies built on absolute precision and absolute trust.

Bhavesh Garg

Bhavesh Garg

QPFP/SIF/AMFI/CRGP/NISM V-A
Verified

Success is measured by how much closer our clients are to achieving their financial goals.

2100+
Investors served
1000 Cr+
AUM
30+
Years of Trusted Firm Legacy
Suitability before salesTotal transparencyBuilt for the long runAdvice that outlives market cycles
2100+
Investors served
Across mutual funds, insurance, fixed income & alternatives
₹ 1000 Cr+
Asset Under Management
From salaried professionals to UHNI business houses
4.5/5
Google Reviews (19+)
Pan-India presence including NRI markets
5500+
Active SIPs
Multi-generational mandates, year after year
Curated by VSN Financial Services

Portfolios built with conviction.

Each basket is researched, rebalanced and reviewed by our in-house research team. Invest with clarity, not noise.

Returns shown are past performance and do not guarantee future results. Mutual fund investments are subject to market risk; please read all scheme-related documents carefully.

HIGH GROWTH

Long term wealth

For 10+ year horizons

+18.4%
3Y past CAGR

Long term wealth

For 10+ year horizons

RiskHigh
Min SIP₹ 2,500
Funds8
Start SIP
BALANCED

Balanced Growth

For 5–7 year goals

+13.2%
3Y past CAGR

Balanced Growth

For 5–7 year goals

RiskModerate
Min SIP₹ 2,000
Funds6
Start SIP
INCOME

Conservative Income

For capital preservation

+8.6%
3Y past CAGR

Conservative Income

For capital preservation

RiskLow
Min SIP₹ 1,000
Funds5
Start SIP
Goal planning
Every rupee with a purpose.

Use our calculators to translate your goals into clear numbers, adjusted for inflation and time horizon. Illustrations only; not investment advice.

Comfortable retirement at 58
Goal 01

Comfortable retirement at 58

23 years remaining · ₹ 75,000/mo lifestyle

Ananya's higher studies
Goal 02

Ananya's higher studies

12 years · MBA in the US

Dream home in Pune
Goal 03

Dream home in Pune

5 years · 3 BHK · ₹ 1.8 Cr

The Team
The people behind your wealth.

Behind every basket, every calculator and every transaction is a real human who understands your financial journey. We combine intelligent technology with experienced wealth partners to help you stay on track toward your goals.

Bhavesh Garg
Bhavesh Garg
Founder & Wealth Coach

Automobile Engineer turned Wealth Architect. Driven by Japanese principles of precision and long-term discipline, I build tailored financial frameworks for professionals and NRIs worldwide. With a 30+ year firm legacy and ?1,000+ Cr under planning, I don't believe in one-size-fits-all finance. I'm Bhavesh Garg—author of The Unit Millionaire—and I treat client relationships as a lifelong commitment, engineering your wealth the way a master craftsman builds a machine.

Our Philosophy
We plan for decades,
not for quarters.

Four convictions that have guided every recommendation — and that we refuse to compromise on, regardless of market mood.

01 —

Suitability before sales

We help you choose investments that align with your goals and risk profile.

02 —

Total transparency

Clear disclosures, jargon-free reviews and no surprises.

03 —

Built for the long run

We think in decades and support you through every market cycle.

04 —

Advice that outlives market cycles

We build plans that stay useful when markets change, goals evolve, and life gets messy.

Plan Your SIP

See your wealth compound.

A small monthly habit — compounded over decades — beats a big lump sum. Adjust the sliders and see what your discipline can buy.

Illustrative calculator using compound growth. Actual mutual fund returns are subject to market risk.
You Invest
₹60.00 Lakhs
Returns Earned
₹1.70 Cr
Final Corpus
₹2.30 Cr
₹0₹62L₹1Cr₹2Cr₹2CrYear 1Year 3Year 5Year 7Year 9Year 11Year 13Year 15Year 17Year 19Year 20
Amount InvestedReturns Earned
₹25,000
20 Years
12%
Recognition
Trusted by families, recognised by the industry.

A few moments we are proud of. We work for outcomes, not trophies — but it is nice to be noticed.

2017
CNBC Best Financial Advisor

By CNBC

View
2024
Most influential Volatility Coach Award

By FFF (Economic Times)

View
2024
Newsmaker of the year

ET Newsmakers, Economic Times.

View

As featured & partnered with

AMFIBSE StAR MFCafemutualMoney ControlMintET Wealth
What investors say
Built on relationships, not transactions.

Individual experiences. Outcomes vary based on personal circumstances, time horizon and market conditions.

“I uploaded my CAS expecting a sales pitch. I got a detailed report explaining exactly what I was getting wrong. That kind of honesty is rare.”
Priya Mehta
Priya MehtaSenior Product Manager
Priya Mehta
Mobile app

Your whole portfolio, in your pocket.

Track every investment, start or pause SIPs, review goal progress and connect with your wealth partner — all from one secure app. Built for India, with UPI Autopay and instant statements.

  • Biometric login
  • UPI Autopay
  • Smart alerts

4.8 average · 12,000+ ratings

Start in 2 minutes

Your wealth journey begins with a single, honest question.

What do you really want from your money? Take our investor personality assessment. No email required to get started.

Bhavesh Garg logo

An AMFI-registered Mutual Fund Distributor (ARN-184144) offering personalised wealth planning, curated investment baskets and goal-based investing.

Get in Touch

Walk in, call us, or message on WhatsApp. You'll speak to a senior advisor — not a call-centre script.

Visit Office

Bhavesh Garg

SCO 28-29-30 , Sector-9D , Chandigarh
We are open Mon to Sat.

Call Direct

8699992760

Mon-Sat, 9am-7pm
Support@vsnfinancialservices.com

WhatsApp

Chat on WhatsApp

Fastest way to reach us.
Typical reply within 15 min.

Distributor disclosure.

VSN Financial Services is an AMFI-registered Mutual Fund Distributor. We act as a distributor of mutual fund schemes and other regulated financial products. We are not a SEBI-Registered Investment Adviser (RIA) and do not provide investment advice for a fee. Our wealth partners help you select products that fit your stated goals and risk profile; investment decisions are yours.

Risk & performance.

Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. Portfolio values, returns, goal progress and calculator outputs shown on this site are illustrative and do not represent any actual client account or guaranteed outcome.

Commissions.

Mutual Fund Distributors receive trail commissions from Asset Management Companies on transactions executed through them. We do not charge a separate fee from you for distribution services. Full commission disclosures are available on request.

Grievances.

support@vsnfinancialservices.com · Investor charter and SEBI SCORES portal links available in Disclosures.

© 2026 VSN Financial Services. All rights reserved.
CIN: U671XXXXXX · GST: 06ANUPG2804M1ZP
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